Garfield hanging

Auto Insurance

Choice Is A Good Thing
Customized coverage just for you. 

In addition to all the auto insurance basics, there are plenty of options that you can choose to make your policy fit your needs. Check it out ...

Rental - Most of life's errands become impossible if you get stuck without a ride if your car ends up in the shop as a result of an accident. Ask your agent for options that can provide the money you need to get a rental car while yours is being repaired.
Don’t be upside down on your lease or loan obligations in case your vehicle is a total loss. You can tailor your policy to help cover the gap between what your vehicle may be worth after an accident and what you owe the bank or leasing company.
We know you love your car. If your current or previous model year car is totaled, we’ll replace it.
Locked out or broken down on the side of the road? Rest easy because we can provide options to reimburse you should you need to call a locksmith or a tow truck. We can even help you pay for meals, transportation or lodging if your car is damaged while enjoying your family vacation.

Save Some Dough
Find out how to get the coverage you need at a great price.

Insure both your home and auto with Indiana Farmers Insurance and get a discount on both. Now that’s smart!
More than one car in your household? Put them all on a single policy and save. The discounts even apply to your motorcycle, RV or camper if insured with Indiana Farmers Insurance.
Be careful out there – don’t speed, be safe, don’t text and drive. Your driving record can impact the price you pay for auto insurance. Stay clean and keep your insurance costs low.

We offer a good student discount on our personal auto policies. To receive the discount, the student must be getting at least a B average and be at least 16 years old. Please provide a copy of your student's report card to your local agent.


The Lingo
Now you can talk the talk just like the pros.

Liability – If you or a member of your family are legally liable for causing bodily injury to another person, liability coverage takes care of the cost. Liability coverage also takes care of damage you do to other people’s property as a result of an auto accident.
Uninsured or Underinsured Motorists – Not everyone buys auto insurance, and even if they do, sometimes it’s not enough. Uninsured and underinsured motorist coverage pays your medical costs and damaged vehicle when you get tagged by a driver with no insurance or too little insurance.
Collision – This one is pretty simple. If you collide with something and damage your car, collision coverage pays for damage to your ride.
Comprehensive – Covers damage to your vehicle from pretty much anything that’s not a collision. Think: hail, flood or the handiwork of vandals.
Med Pay – Even though you and your family likely have health insurance, med pay can take care of your medical bills if you are injured in an auto accident.

Insurance products are subject to terms, conditions and exclusions not described on this Website. The information on this Website concerning insurance policies and other products is intended to give you an overview of the policies and products offered by Indiana Farmers Insurance. None of the information—including any policy or product description—constitutes an insurance policy. The policy contains the specific details of the coverages, terms, conditions and exclusions. Coverages and their availability may vary by state.