Garfield hanging

Dairy

Custom Insurance for Dairy Farm Operations
 
Indiana Farmers Insurance provides custom dairy farm coverages designed to make sure you’re protected. We understand the unique risks dairy farms face – from milk contamination losses to high-value building complexes, equipment breakdown, and loss of farming income.
 
Your Farm Barns and Buildings
 
Structures used to house feed, dairy cattle, machinery, etc. on your farm as well as farm rental houses can be protected against multiple risks.
 
Farm Machinery, Equipment, & Farm Personal Property
 
Includes coverage to protect equipment, supplies, grain, and tools. We can insure your equipment by listing each item on the policy or providing blanket coverage.
 
Livestock
 
Protects your herd of cattle and other animals in the event of their death. We also offer the ability to schedule high-value animals, so you are well protected if you have a loss.
 
Equipment Breakdown
 
Covers your equipment, such as pumps, cooling plates, mixers, etc. when there is a loss such as mechanical or electronic breakdown. This includes equipment found in state-of-the-art dairy operations such as robotic milking machines, happy cow equipment, and high-tech barn cleaners.

Farm Income
 
In the event a covered loss halts your farming operation, coverage can step in and help pay ongoing expenses to get you back on track.
 
Extra Expense
 
Extra Expense Coverage is available to assist in paying for additional costs, such as moving your herd to a milking facility after a covered building loss to help resume normal farming operations.
 
Milk Contamination
 
When it comes to providing third-party liability protection against milk contamination, we include coverage up to policy limits.
 
Want More?
 
We offer many additional coverage options including:
  • Limited Farm Pollution up to $500,000 available.
  • Replacement cost for farm structures.
  • Coverage for GPS equipment tied to combines and tractors including coverage for both the hardware and software.
  • Farm Extender Endorsement: Broader property coverage for livestock, outbuildings, equipment, machinery towing, labor costs, equipment rental reimbursement, and more.
  • Property and Liability Coverage for drones.
  • Earthquake Coverage on dwellings and farm structures.
  • Coverage for 4-H and FFA animals (cattle, sheep, pigs) up to a certain amount.
  • Family Medical Payments for actual named insured(s).
 
Have our farm insurance experts go over the ins and outs of our program and the additional options available so you are risk-ready. Click here to find an Indiana Farmers Insurance agent near you today.




Insurance products are subject to terms, conditions and exclusions not described on this Website. The information on this Website concerning insurance policies and other products is intended to give you an overview of the policies and products offered by Indiana Farmers Insurance. None of the information—including any policy or product description—constitutes an insurance policy. The policy contains the specific details of the coverages, terms, conditions and exclusions. Coverages and their availability may vary by state.
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